Currently only 2 portfolios are available for subscription.

  • FtM - Value India (Rebalanced every 4 weeks)
  • FtM - Momentum India (Rebalanced every 2 weeks)

FtM Portfolios are available for investment on https://investorai.wealthdesk.in/wealthbaskets .

The minimum investment required is calculated so that you can buy at least 1 share of each stock in the Portfolio. However, in practical terms you should consider a higher amount so that fees and brokerage charges do not offset your return.
 

Rebalancing is the process of changing your portfolio to ensure that it continues to reflect the machine portfolio. Each rebalance adds and deletes stocks from the portfolio by buying and selling relevant stocks in the right amount. Rebalancing is not an automatic process; you would be notified via email when your portfolio needs a rebalance. You can review the changes and apply the update in 1 click.
 

The FtM Portfolios currently rebalance over the weekend. We will recommend a rebalance, it will show under the actions section. There are 2 tabs in this section. 1. Pending - Rebalance acceptance through actions 2. Rejected - All WealthBaskets that have been rejected due to RMS issues at your broker end(such as no clear margins, T+5, etc) or Connectivity issues (Low Network). You can simply go into the pending actions tab and approve all your pending rebalances or rejected orders and you are good.

Yes, FtM portfolios can be rebalanced with one click on the Wealthdesk site (As mentioned in above FAQ), if you have your brokerage and Demat account with one of the brokers on the list below

  • Zerodha
  • Upstox
  • Motilal Oswal
  • Arihant Capital
  • Astha Trade
  • BP Wealth
  • IIFL Securities
  • Northeast Ltd
  • Pune e Stock
  • Prabhudas Liladher
  • Religare
  • R Money
  • AliceBlue
  • Angel Broking
  • Choice Broking
  • Dynamic Equities
  • Edelweiss
  • Five Paisa
  • Geo Jit
  • HDFC Sec
  • Hem
  • Kotak Sec
  • ShareKhan
  • Trustline 
  • Other Brokers    

If your broker is in 'Other Brokers' list, trade manually and update your portfolio of stocks based on the portfolio rebalance recommendations published for you on Wealthdesk.     
 

Profit/loss booking as per schedule happens with each rebalance. Although you will be free to put in Profit or Stop loss orders on your own please remember that every time you make a transaction outside the FtM portfolio rebalance, your returns will differ

You can withdraw a specified amount from your existing investment in a WealthBasket by selecting the WealthBasket and doing a partial withdrawal. When you do a partial withdrawal, stocks are exited to ensure your overall portfolio performance is intact as per the advisor and you are able to get the funds.You can also exit a WealthBasket anytime by simply clicking exit. All underlying stocks in that WealthBasket will be sold and the funds will be available in your brokerage account.
 

YES. The user needs to accept the rebalance if he wishes to stay invested within the subscribed WealthBasket. In case he does not approve in the WealthBasket, he can exit the WealthBasket or dissociate from the advisory service at that point by archiving the WealthBasket and can exit underlying stocks or ETFs as per your discretion.

Because FtM Portfolios are integrated with your broker account, your FtM Portfolio holdings are handled separately. Your other holdings will continue as is.
 

For displaying the holdings, different brokers will show holdings in a different way.

At the moment – No. You will have to access FtM via https://investorai.wealthdesk.in/wealthbaskets.

We are working on a provision that allows you to get access to portfolios and each rebalance via email – using which one can replicate the FtM portfolios. Please remember you will need to do each transaction in rebalance manually.  

If your broker is in 'Other Brokers' list, trade manually and update your portfolio of stocks based on the portfolio rebalance recommendations published for you on Wealthdesk.

Apart from the subscription fees paid for the Portfolio, we charge you no other fees.
You may have some additional costs, depending on your broker. Some brokers charge a one-time fee of ₹100 at the first investment with no further charges. Some brokers allow this for free. There will be normal transaction charges for delivery trades – Brokerage, STT, Exchange Levy, DP Charges. Please keep all these in mind while figuring out your investment amount.
Taxes – Short term capitals gains tax will be applicable at 15% on net gains.
 

This is really simple to do –just click on “Exit wealthbasket” and your entire portfolio will be sold at once.
 

There is no lock in on any investment made into any FtM Portfolio

The Indian FtM portfolios do not contain short positions as short positions aren’t allowed in cash market in India. However, short positions may be part of FtM portfolios in international markets.

Currently, you can invest or approve rebalancing, do partial withdrawal, or exit only during market hours.

You can add more money to your existing investment in a WealthBasket by going into My Portfolio and adding more money by selecting a WealthBasket.

Orders are unexecuted under some rare circumstances. We encourage you to check your broker account notifications to avoid these situations

  • There is no Demat account linked with your trading account
  • You do not have sufficient funds while placing the orders (even though a funds check is conducted when you place any order - prices might have changed resulting in a/some order/s not getting filled)
  • If you have sold a stock directly via the broker platform, this does not get updated in your Portfolio and will result in unfilled orders

The foundation of what we do is the creation of very high quality investment signals. In their raw form, these are not easy for everyone to use, so we package them into InvestorAi app (for investors who have some knowledge or want to build their knowledge) and into FtM Portfolios (for investors who do not want to bother with finding the right time to buy and sell individual stocks). So both InvestorAi and FtM have a common source but are very different products.